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Licenses & state disclosures

Recovian is licensed, registered or bonded as a collection agency wherever state law requires. You can verify our licenses with each state regulator or through NMLS Consumer Access.

NMLS ID 0000000 · Verify on NMLS Consumer Access (opens in new tab)
Last updated October 1, 2026 · Effective October 1, 2026

This document is a draft template pending legal review.

The short version

We’re licensed or registered where required.
State-specific notices that apply to you are listed below.
Every license number on this page can be verified with the issuing state.

State licenses

State collection-agency licenses and registrations
State	License or registration	Number	Status
Arizona	Collection agency license	0000000	Active
Arkansas	Collection agency license	0000000	Active
California	Debt collector license, DFPI	00000-00	Active
Colorado	Collection agency license	0000000	Active
Connecticut	Consumer collection agency license	0000000	Active
District of Columbia	Collection agency license	0000000	Active
Florida	Consumer collection agency registration	0000000	Active
Hawaii	Collection agency registration	0000000	Active
Idaho	Collection agency license	—	Not required
Illinois	Collection agency license	0000000	Active
Iowa	Debt collector registration	0000000	Active
Maine	Debt collector license	0000000	Active
Maryland	Collection agency license	0000000	Active
Massachusetts	Debt collector license	0000000	Active
Michigan	Collection agency license	0000000	Active
Minnesota	Collection agency license	0000000	Active
Nevada	Collection agency license	0000000	Active
New Mexico	Collection agency license	0000000	Active
New York City	Debt collection agency license, DCWP	0000000	Active
North Carolina	Collection agency permit	0000	Active
North Dakota	Collection agency license	0000000	Active
Oregon	Collection agency registration	0000000	Active
Tennessee	Collection service license	0000000	Active
Texas	Third-party debt collector bond	0000000	Active
Washington	Collection agency license	00000	Active
West Virginia	Collection agency registration	0000000	Active
Wisconsin	Collection agency license	0000000	Active
Wyoming	Collection agency license	0000000	Active

Placeholder list. Confirm every license, number and status before launch.

State-specific notices

Some states require us to give you specific notices. If you live in one of these states, here is what applies to you.

California

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

California Debt Collector License No. 00000-00.

Colorado

For information about the Colorado Fair Debt Collection Practices Act, see coag.gov/car. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

Colorado office: Recovian, Inc., 0000 Placeholder Street, Suite 000, Denver, CO 80202.

Massachusetts

NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.

Office hours: Mon–Fri 8am–9pm ET · Sat 9am–1pm ET.

Minnesota

This collection agency is licensed by the Minnesota Department of Commerce.

New York City

New York City Department of Consumer and Worker Protection License No. 0000000.

Language assistance is available at no cost. Hablamos español. Llámenos al (800) 555-0142.

North Carolina

North Carolina Department of Insurance Permit No. 0000.

Tennessee

This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.

Washington

Washington State Collection Agency License No. 00000.

Wisconsin

This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.

Federal disclosures

These federal disclosures apply to every consumer we contact.

This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

If your debt is too old for you to be sued, we won’t sue you or threaten to.

We never report a debt before we’ve contacted you about it.

You have rights under the Fair Debt Collection Practices Act and Regulation F, including the right to dispute a debt and to ask for the name and address of the original creditor. Learn more at consumerfinance.gov/debt-collection (opens in new tab), or see Got a letter from us?.

Bonds & insurance

Recovian maintains surety bonds where required by state law.

Questions

For questions about a license or a state notice, email compliance@recovian.com or call (800) 555-0142.

Questions? Contact compliance@recovian.com or write to Recovian, Inc., Attn: Legal, 1200 Placeholder Avenue, Suite 400, Austin, TX 78701.